Equifax Iberia

Data and analytics for business decisions

Equifax Iberia is the Spain and Portugal subsidiary of Equifax, a global credit-information and data-analytics company. It provides businesses with tools to assess credit risk, prevent fraud, manage debt recovery, and improve marketing strategies using proprietary data and predictive models.

Products and services

The company organizes its offerings into several product lines:

• Credit Risk: solutions to anticipate payment behavior and improve decisions at every stage of the credit lifecycle.
• Small-Business and Commercial Risk: a 360-degree assessment of small and midsize businesses using verified data.
• Identity and Fraud: advanced analytics and cloud technology to detect and reduce identity, business, and digital fraud.
• Debt Management: tools for debt recovery, prioritization, and process automation.
• Marketing Data: lead qualification, campaign personalization, and conversion improvement.
• Decision Platforms: modular cloud platforms combining data, models, and business rules.
• Smart Notifications: automated, certified debt notices with tracking and legal validity.
• Solutions for small businesses and self-employed people: checking customers’ payment histories and recovering overdue invoices.

One featured product is ASNEF Empresas, which lets businesses check whether a customer or supplier has outstanding debts. It draws on a large database of bank delinquencies and unpaid business invoices in Spain, including records for companies, small businesses, and self-employed people.

Industries served

Equifax Iberia works with companies across several industries, including:

• Banking
• Nonbank financial institutions
• Alternative lending
• Telecommunications
• Utilities and energy
• Insurance

Presence and contact

The company operates in Spain and Portugal. Its Spanish-language website is equifax.es, and it is on LinkedIn as Equifax Iberia. Business inquiries can be submitted through a contact form for companies.