BBVA

A global banking group

BBVA (Banco Bilbao Vizcaya Argentaria, S.A.) is a global banking group operating in 25 countries and serving individuals, businesses, and corporate clients. Its activities combine retail banking with corporate and investment banking, alongside a stated strategy focused on digital transformation and sustainability.

Business areas

• Retail and digital banking for individuals
• Corporate and Investment Banking (BBVA CIB), which reported record revenue of €4.251 billion in the first half of 2026
• Services for companies and small businesses, one of six priorities in the bank's 2025–2029 strategic cycle
• Sustainable finance and clean technologies

Financial and corporate figures

For the first half of 2026, the group reported profits above €6 billion and announced a new €2 billion extraordinary share-buyback program. In the first quarter of 2026, it reported nearly €3 billion in profit, up 11% year over year, and directed €36 billion toward sustainable business, a 33% increase from the previous year. The bank has set a target of €700 billion in sustainable business.

Innovation and technology

BBVA has created a global artificial-intelligence transformation unit, announced a strategic partnership with OpenAI, and completed its first transaction initiated by an AI agent in collaboration with Visa. It is also part of a banking consortium working to issue a European stablecoin and was the first bank to enable customers to personalize cards with Apple Intelligence through its app.

International presence

The group operates in 25 countries. Its key markets include Spain, Turkey through Garanti BBVA, Germany, Italy, and the United States, where its New York office received LEED Gold certification. BBVA is set to be the global banking partner for COP31, scheduled to take place in Antalya, Turkey, from November 9 to 20.