Alter Mútua dels Advocats i Advocades

About Alter Mútua

Alter Mútua dels Advocats i Advocades is a nonprofit social welfare mutual insurance organization founded in 1840. It describes itself as Spain's first organization of this kind. Its members are lawyers, whether self-employed or employed, and their families. The organization presents itself as an alternative to Spain's self-employed workers' scheme (RETA) and as a way to supplement benefits already covered by Social Security or another mutual organization.

Coverage and products

• Income protection: temporary disability with a daily benefit during a leave of absence; occupational and hospital disability coverage; hospital expenses; absolute permanent disability with monthly income; total permanent disability with a lump-sum benefit; and long-term care coverage with a lifetime monthly benefit.
• Health: health insurance, medical expenses according to a fee schedule, benefits for surgical procedures, and wellness services that include nutrition guidance and emotional support. The organization offers a provider directory for finding specialists.
• Family: life insurance, accident insurance, funeral services, and survivor benefits for orphans and widows.
• Savings: Estalvi Futur, Jubilació Autònom, Pla de Previsió Assegurat, and Renda Vitalícia, with tax benefits.

Member benefits

Members have access to free social benefits that include travel assistance, wellness services (psychological and nutrition guidance), financial assistance in difficult circumstances, and personal advice.

Organization

According to information published by the organization, at the end of 2025 it had more than 25,000 insured members and a solvency ratio of 299%, more than twice the level required by the Directorate General of Insurance and Pension Funds. The 2026 General Assembly approved the 2025 accounts and marked a change in leadership: José-Félix Alonso-Cuevillas, after 32 years with the organization, stepped down as president and was succeeded by Pol Olivet. The organization also reports the publication of Law 2/2026, dated July 29, on alternative mutual insurance organizations, which includes the RETA transition pathway

Contact and offices

The main office is at 108 Roger de Llúria Street, 08037 Barcelona. Main phone: 900 05 22 75. Alternate phone: 93 207 77 75. For 24-hour emergencies: health insurance, 619 81 85 55; psychological support, 900 49 42 79; funeral service, 915 14 99 29. Published contact email: sam@altermutua.com.