Hipoteca Positiva

Banking law and debt negotiation

Hipoteca Positiva is a firm of attorneys, economists, and financial advisors specializing in banking. It represents individuals and businesses dealing with banking abuses and renegotiating financial debts. The firm says it has offices throughout Spain and a headquarters in Barcelona.

Services

• Renegotiation of mortgages and personal loans, with the goal of adjusting monthly payments to a client’s current ability to pay.
• Claims involving unfair terms in mortgage and personal loans.
• Refinancing financial debts for households and businesses, including mortgages, credit lines, loans, and cards.
• Direct negotiations with financial institutions’ central offices.
• Use of Spain’s Second Chance Law to seek court-ordered debt renegotiation when negotiated options do not work.
• Low-cost insolvency proceedings when needed.
• Cancellation of direct debts and personal guarantees for business owners and families.

Who the firm serves

The firm works with individuals affected by unfair terms or struggling with mortgage and loan payments, as well as businesses seeking to refinance debt and keep operating. It also works with investors experienced in protecting household and business finances.

Office and contact

The firm says it operates offices throughout Spain and lists a Barcelona office at Carrer de Còrsega 302, 3rd floor, office 2B, 08008. The main line is 902 02 34 93, Monday through Friday, 9:00 a.m.–9:00 p.m. Additional numbers are 902 02 34 92 and WhatsApp 900 900 084.