Lake Michigan Credit Union runs the Lloyd F. Hutt Scholarship essay contest each year. Established in 1990, it honors the credit union’s founder, who was a teacher. The 2027 cycle is open October 1 through November 30, 2026. It is intended for high-school seniors beginning undergraduate or trade-school study the following year; selection centers on an essay rather than a long financial-aid application.
High-school seniors, including homeschooled students, may apply if they plan to attend an accredited trade school, college, or university. They must meet at least one connection rule: live in Michigan or Florida, be an LMCU member, or be the child of a member. Applicants outside those states need their own membership or that of a parent. Employees, directors, and immediate family members connected to LMCU and affiliated companies are excluded.
For 2027, the prompt asks students to reflect on a person or idea that has had a lasting influence on them and their future plans. LMCU defines influence broadly to include people, experiences, books, beliefs, and communities—not only social media. Essays must be 750–1,500 words, submitted as a double-spaced PDF without identifying information. LMCU says submissions are screened for plagiarism and AI-generated content.
The cycle advertises twenty awards of $2,000. An independent committee reviews essays without seeing the applicant’s name or school and considers passion, comprehension, organization, language, originality, and clarity. Funds are paid to the student and accredited institution and are intended for tuition, fees, books, supplies, and equipment. Acceptance and enrollment must be documented before payment; use the official page to submit the file and verify receipt.
Confirm the academic year, local deadline and time, who must submit each document, and whether supplemental questions remain. Keep confirmations and recheck the portal after submitting. Ask the school’s financial-aid office how FAFSA, outside awards, and payments coordinate.
Read the aid-program profile and the FAFSA guide; confirm with the institution how funding is coordinated.
Lloyd F. Hutt Scholarship 2027 rules — Lake Michigan Credit Union.
2027 application announcement — Lake Michigan Credit Union.
Information checked against official sources on October 13, 2026. Funding, criteria, and dates can change; confirm the linked cycle rules before submitting documents and ask the school how the award coordinates with other aid.
Confirm eligibility and the 2027 cycle deadline on the official portal before applying.
Options to compare
These options relate to the question. Read each profile and check current details before deciding.
Lake Michigan Credit Union Lloyd F. Hutt Scholarship
Lake Michigan Credit Union runs the Lloyd F. Hutt Scholarship essay contest each year. Established in 1990, it honors the credit union’s founder, who was a teacher. The 2027 cycle is open October 1 through November 30, 2026. It is intended for high-school seniors beginning undergraduate or trade-school study the following year; selection centers on an essay rather than a long financial-aid application. High-school seniors, including homeschooled students, may apply if they pl
College scholarship and financial-aid program
Federal Student Aid — U.S. Department of Education
The agency sets rates, eligibility, and caps; the college certifies need, cost, and the individual amount within those limits.
Public student-aid administering office
Sources & references
Sources for the information and reporting discussed in this guide.
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Official website ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official application and program information ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website of Lake Michigan Credit Union Lloyd F. Hutt Scholarship ↗
Primary source
Lake Michigan Credit Union · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website of Federal Student Aid — U.S. Department of Education ↗
Primary source
Federal Student Aid · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.
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Official website of Federal Student Aid — U.S. Department of Education ↗
Primary source
Federal Student Aid · Accessed October 13, 2026
Primary source for identity, concept, menu, and contact details.