Singlife Philippines

Singlife Philippines: digital life insurance with mobile management

Singlife Philippines is a digital life insurer operating in the Philippines that markets its products primarily through the Singlife Plan & Protect app. The company presents itself as a digital alternative to traditional insurance, with paperless contracting in minutes, and claims to have over one million Filipinos insured. Its offering combines life insurance, medical coverage, investment plans, and funeral expense protection.

Investment-linked insurance products

The insurer offers investment-linked insurance plans designed to grow the policyholder's money while maintaining protection. These include:

• Income Multiplier: a plan that combines investment and insurance, with monthly cash payouts.
• Protect Your Goals: an investment-linked insurance plan to grow money faster and reach financial goals.
• Protect Your Goals (Education): a plan aimed at building a college fund for children from an early age.

Medical coverage

In the medical field, Singlife markets products to address hospital expenses and critical illness treatments:

• Protect from Medical Costs: helps cover hospitalization, diagnoses, and treatment of covered critical conditions.
• 100-in-1 Medical Plan: a plan that protects against medical expenses from over 100 covered critical illnesses, as well as accident-related disability or death.

Income and life protection

The company also offers life insurance aimed at protecting family income against the unexpected:

• Protect from Income Loss: provides a monthly cash benefit for up to 10 years in case of disability or death.
• Protect from Income Loss (Accidents): a variant that provides a monthly cash benefit in case of disability or death from an accident.
• Protect from Emergency: life insurance coverage of at least three times monthly income.

Funeral expense protection

Singlife offers specific products to cover funeral costs. Cash for Funeral Costs and Protect from Funeral Costs are designed to leave a cash benefit to beneficiaries, who can use it for final arrangements and other priority expenses. These plans include lifetime coverage, immediate cash assistance, and cash benefit growth, according to the website.

The Singlife Plan & Protect app

The mobile app is the insurer's central channel. Through it, users can purchase products, transfer money, add Singlife Credits with a debit or credit card, and withdraw balances directly to a bank account or e-wallet. The app also allows users to view payment options and access a suite of financial control tools. The company has been adding features such as topping up investment-linked plans and managing profiles.

Recognitions and ratings

The company highlights a 4.6 out of 5 rating on Trustpilot, with over 9,000 reviews, and more than 7,000 five-star ratings. It also mentions having received industry recognitions, such as awards at the Asian Banking & Finance Fintech Awards 2025 and the Marketing Excellence Awards 2024, and being recognized as Dream Employer of the Year (2021) by Workbean. The company also reports a funding round of 600 million Philippine pesos to drive its innovation and growth.

Partnerships and presence in the Philippine digital ecosystem

Singlife Philippines has established collaborations with players in the country's digital and financial ecosystem. These include agreements with Globe and its GlobeOne app, with UNO Digital Bank, with Maya, with Investa, and with Share Treats, aimed at integrating financial protection into everyday services and expanding access to insurance. The insurer has also launched specific promotions for GCash users.

Track record and leadership team

The company celebrated its fifth anniversary with a brand refresh and has appointed Lester Cruz as its new CEO. Its board of directors and shareholders are detailed on the corporate website, which also includes information on corporate governance and partners.