Flow Crypto

Flow Crypto, cryptocurrency broker in New Zealand

Flow Crypto is a New Zealand company that operates as a cryptocurrency broker and allows you to buy and sell digital assets with New Zealand dollars (NZD). The firm presents itself as a non-custodial service: purchased assets are delivered directly to the user's wallet, so the user retains control of their keys. The company is registered on the New Zealand Financial Service Providers Register (FSPR) under number FSP1012783 and is a member of the Financial Dispute Resolution Service (FDRS).

Buying and selling cryptocurrencies with NZD

The main service consists of buying cryptocurrencies by payment from a New Zealand bank account and selling supported assets in exchange for an NZD credit to the customer's bank account. The platform states that its catalogue covers up to 50 assets, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Ripple (XRP) and Chainlink (LINK). Prices are expressed in New Zealand dollars and the website offers a conversion calculator with mid-market estimates; the exact price and fees are confirmed in the quote prior to the transaction.

How the service works

The process described by the company is structured in three steps: create and verify your account, choose the cryptocurrency and the destination wallet, and pay from a New Zealand bank account. The firm explains that delivery is made to the user's own wallet and that the quote shows the full cost before confirming the order. The website includes a guide to tracking order status, from start to delivery, and a specific section on payment methods and verification for New Zealand customers.

Fees and costs

Flow Crypto advertises a 0.79% trading fee and warns that network costs may apply. The company states that the user can see the full cost before placing the order and that the quote reflects the exact price and applicable fees.

Security and custody

The company emphasises the non-custodial nature of the service: cryptocurrencies are sent to the customer's wallet and are not held in custody by the platform. The website offers guidance on compatible wallets and networks, as well as warnings to avoid irreversible transfer mistakes. It also includes content on scam awareness and account protection, and publishes a risk disclosure about trading with cryptoassets.

Origin and team

Flow Crypto presents itself as a New Zealand company founded and operated in the country. The website identifies Eli Hylands as the project lead, with previous experience as a software engineer and business analyst, and notes that the platform's development took more than a year. The company states that the service is built by and for New Zealanders.

Customer support and resources

The firm provides users with a help centre containing guides and FAQs, a contact channel with the local team, and documentation on order status and payment methods. The company named in the legal notice is Flow Crypto Ltd., with NZBN registration number 9429053498816.