Mike Pero Mortgages

Mike Pero Mortgages, mortgage brokerage in New Zealand

Mike Pero Mortgages is a New Zealand-based financial advice firm that operates as a mortgage and insurance brokerage. Its activity focuses on acting as an intermediary between clients and a wide network of lenders and insurers to find financing solutions tailored to each profile. The company presents itself as a trusted brand for New Zealanders and states that it has coverage spanning from the top of the North Island to the south of the South Island.

Financial products and services

Mike Pero Mortgages' service offering includes mortgages, insurance, personal loans, financial calculators and real estate services. In the mortgage area, its advisers work with a wide panel of lenders, which allows it to offer different loan alternatives according to the client's needs. In insurance, the firm offers house and contents cover, landlord's insurance and personal insurance options.

The company also serves clients looking to refinance, change their interest rate or expand their property investment portfolio. According to its presentation, its advisers can help find a suitable loan even in situations involving a small or gifted deposit, poor credit history or difficulty proving income.

Client profile and advice approach

Mike Pero Mortgages directs its services both to first home buyers and to homeowners who want to improve their current mortgage or invest in the property market. The firm describes its advisers as local finance experts who help interpret the options, the paperwork and the application process. Its proposition is based on making it easier to access specialised knowledge about the New Zealand financial market.

Track record and scale of activity

The company states that it has operated in New Zealand's real estate and financial sector since 1990. According to its own data, Mike Pero advisers process more than one billion dollars in loans for New Zealanders each year and have helped hundreds of thousands of homeowners and investors achieve their financial goals. The firm presents itself as a household name in the country and as New Zealand's most trusted mortgage broking company, an assessment that corresponds to its own corporate communication.

Resources for buyers and customer service

Mike Pero Mortgages makes available to users a downloadable home buyers guide and a search tool to locate the nearest mortgage adviser. The company offers 24-hour phone assistance to find the nearest adviser. In addition, the firm maintains an active presence on Trustpilot, where it collects experiences from real customers.

Corporate structure and regulatory compliance

The company that manages the activity is Mike Pero (New Zealand) Ltd. The company publishes information about loans and policies, as well as privacy statements, financial hardship, complaints handling and dispute resolution. It also warns that the content of its website is general in nature and does not constitute a recommendation, opinion or guidance for the acquisition or disposal of financial products, so readers should seek specific financial advice for their personal circumstances.