Viisi Expats

Independent mortgage advice for expats in the Netherlands

Viisi Expats is a mortgage advisory firm aimed at expats buying a home in the Netherlands. Its approach focuses on guiding the client through the entire process, from house-hunting to the final signing, with a full service that includes comparing more than 45 lenders and connecting with real estate agents, appraisers, notaries, and building inspectors.

Services and buying process

The firm structures its support in five steps, from initial preparation to getting the keys. Among the services it offers are:

• Online tool to check whether the client qualifies for a mortgage in the Netherlands, without requesting personal data.
• Free webinar on the Dutch housing market, given by academically educated advisors, with more than 4,500 cumulative attendees.
• Online mortgage calculator to estimate the maximum amount that can be borrowed.
• Personalised advice on mortgage structure, interest rates, conditions, and processing times of lenders.
• Advice on life insurance and other insurances included at no additional cost.
• Management of appraisals and bank guarantees through partner companies.
• Proprietary subscription service that reviews documentation before sending it to the lender, which according to the company speeds up application approval by 40%.

Client profile and situations covered

Viisi Expats serves expats buying their first home, moving house, refinancing their current mortgage, or increasing their loan. It also offers solutions for entrepreneurs. The company states that it compares more than 45 banks and tailors its advice to each situation.

Network of partners and complementary services

Viisi clients gain access to an extended network that includes real estate agents, appraisers, notaries, and building inspectors. In addition, the firm offers the option to arrange tax returns and provisional refunds, as well as a free preliminary income tax assessment. In collaboration with BNP Paribas, Viisi has developed the "Offer with Certainty", a certificate that pre-approves a specific mortgage amount and allows submitting an offer without a financing clause.

Team and working method

The company highlights that its advisors have university degrees and that each client has a dedicated advisor throughout the process. Initial appointments are free and without obligation, lasting 30 minutes by phone or video call. Documentation can be securely uploaded to the online platform MyViisi.

Rates and comparison

The firm's catalogue shows rates for different scenarios: first home (€3,295), moving home (€3,595), and mortgage for entrepreneurs (€4,295 and €3,595). In a comparison published on its website, Viisi presents itself with a rating of 4.9 out of 5 on Trustpilot (1,542 reviews) and no periodic costs, compared to other providers that do charge them.

Location and contact

Phone: 020 811 8800