Laya Healthcare

Laya Healthcare, health and life insurance in Ireland

Laya Healthcare is an Irish insurance provider that offers health, life and travel insurance. The company is part of the AXA group and operates under the trading name laya healthcare, with laya life for its life products. Its business serves both people taking out health insurance for the first time and those who already have a policy and want to compare cover or find a specific scheme.

The provider states it has more than 700,000 members and presents itself as a health and wellbeing partner to its policyholders. Its standout services include access to hospitals, urgent care clinics and specialists, as well as medical check-ups and regular screening programmes for members.

Diagnostic and care services

The company offers its members access to diagnostic tests within specific timeframes: MRI and X-ray within five days, with results available in two days. This benefit forms part of its healthcare proposition, aimed at facilitating diagnosis and medical follow-up for policyholders.

In addition to health insurance, Laya Healthcare offers life insurance and mortgage protection through laya life, and travel insurance to cover healthcare both in Ireland and abroad.

Taking out and managing policies

You can start your application online by requesting a quote. The website distinguishes three paths depending on the user's situation: those who do not have health insurance and are looking for the scheme best suited to their needs, those who already have a policy and want to compare alternatives, and those who know the name of the scheme they wish to take out. For cases requiring different levels of cover within a single policy, or to take out a child policy without an adult included, the company states that you need to contact its team.

Members have a personalised Member Area online to check their cover, view their policy and access benefits 24/7, 365 days a year. The catalogue shows premiums from €41.21 on the Assure Protect product.

Corporate structure and regulation

Health insurance is provided by AXA Insurance dac, which trades as laya healthcare. Laya Healthcare Limited, which also trades as laya life, is regulated by the Central Bank of Ireland and acts as an agent for healthcare products for AXA Insurance dac. It is a private company limited by shares registered in Ireland with company number 242048.

Life insurance is provided by AXA Life Europe dac, while travel insurance is provided by AIG Europe S.A.

Location and contact

Eastgate Road, Eastgate Business Park, Little Island, Co. Cork, T45 E181