JustCover

JustCover, Irish travel insurance brokerage

JustCover is a Dublin-based entity dedicated to travel insurance intermediation. The company presents itself as a personal lines brokerage with over twenty years of experience in this market and structures its offering around single trip, annual multi-trip and specialist policies. Its activity is supervised by the Central Bank of Ireland, and the policies it sells are underwritten by Zurich Insurance Europe AG, an entity regulated by the German financial authority (BaFin) and subject to the conduct rules of the Irish regulator.

Types of policy available

The catalogue distinguishes several types according to travel frequency and traveller profile:

• Single trip: cover for a single journey, active from booking until return home.
• Annual multi-trip: protection for 365 days for multiple trips throughout the year.
• Family: a single policy covering all members of the family group.
• Cruises: cover aimed at the specific risks of sea or river cruises, including confinement to the cabin.
• Senior travellers: no upper age limit, with variants by age band from 50 to 85.
• Pre-existing medical conditions: declared cover for more than 1,300 different conditions, with specific sections for cancer, heart conditions, epilepsy, disability, asthma, diabetes and high cholesterol.

Coverage levels

The company structures its policies in three levels, which differ in the insured amounts and the excess applied:

• Black: unlimited medical assistance and repatriation, cancellation or interruption up to 10,000, baggage up to 3,000 and zero excess.
• Gold (the most purchased according to the site): medical assistance and repatriation up to 15,000,000, cancellation or interruption up to 7,500, baggage up to 2,500 and excess of 50.
• Silver: medical assistance and repatriation up to 10,000,000, cancellation or interruption up to 5,000, baggage up to 2,000 and excess of 60.

The site also indicated cancellation cover up to €10,000 and emergency medical assistance available 24 hours a day.

Destinations covered

The offering is also organised by destination, with specific pages for Europe, the United Kingdom and worldwide cover, as well as sections dedicated to France, Cyprus, Greece, Italy, Morocco, Spain, Turkey, Australia, Canada, Dubai, Mexico, Thailand and the United States.

Policy management and customer service

From the website you can retrieve quotes, process renewals and manage cancellations. Assistance is provided by freephone and live chat, with different opening hours for each channel. The company also maintains claims, blog and customer referral sections.

Awards and ratings

JustCover was recognised as winner in the personal lines brokerage category at the 2025 Broker Expert Awards. According to its own surveys, 98% of customers would recommend the company, 98% would rate it as excellent or very good and 100% would buy from it again. The site attributes to the company the status of Ireland's most trusted travel insurance provider, a claim based on Trustpilot reviews in the sector in January 2026.

Location and contact

Fitzwilliam 28, Fitzwilliam Street Lower, Dublin 2, D02 KF20, Ireland