HDFC Bank

HDFC Bank: Personal Banking and Netbanking in India

HDFC Bank presents itself as a private bank in India that offers personal banking and netbanking services. Its offering is organized into segments such as Personal, NRI, HNI, Wholesale, Agri, MSME, and Government Schemes, and covers savings products, current accounts, deposits, cards, loans, and investments.

Savings Accounts for Different Profiles

The savings account catalog includes variants aimed at specific segments. These include Savings Max, Savings Max Senior Citizen Account, Savings Max Women's Savings Account, Speciale Platinum, Speciale Gold, Speciale Senior Citizen, Speciale Women Gold, Speciale Kids account - Super Kids, Kids Advantage, Garv Pension Savings Account, Giga Savings Account, Regular Savings Account, DigiSave Youth Account, Basic Savings Bank Deposit Account, Government Scheme Beneficiary Savings Account, Pragati Savings Account, Institutional Savings Account, and Kisan Club Savings Account. The entity also mentions a Speciale Activ account for customers with a home loan and a Giga account aimed at freelancers.

Salary and Current Accounts

In the salary account section, categories are distinguished for corporates, government, defense personnel (Veer), public sector employees (Anmol), and a Salary Family Account. The offering includes Speciale Platinum Salary Account, Speciale Gold Salary Account, Premium Salary Account, Classic Salary Account, and Regular Salary Account.

Current Accounts comprise Biz Lite+, Biz Pro+, Biz Ultra+, Biz Elite+, Escrow Account Solutions, PPI Escrow Account, Payment Aggregator Escrow Account, Saksham Current Account, Institutional Current Account, RFC - Domestic Account, RERA Current Account, CSR / Unspent CSR Account, Regular Collection Account, Exchange Earners Foreign Currency (EEFC) Account, and Startup Current Account. For the rural sector, Basic Savings Bank Deposit Account - Farmers and Kisan Savings Club are offered.

Deposits and Cards

The deposits section includes Fixed Deposit, Non-withdrawable Deposits, HDFC Bank HealthCover FD, Regular FD, FCNR Deposits, Overdraft Against Fixed Deposits, Five Year Tax Saving Fixed Deposit, Safe Deposit Locker, Recurring Deposit, Senior Citizens Savings Scheme, and My Passion Fund. Safe Deposit Locker services are also detailed with eligibility requirements and fees.

In cards, the bank offers credit cards, debit cards, forex cards, prepaid cards, and commercial cards. The credit offering includes Millennia Credit Card, MoneyBack+, Freedom, PhonePe HDFC Bank Uno and Ultimo, INFINIA Metal Edition, Diners Club Black Metal Edition, PIXEL Play, PIXEL Go, HDFC Bank UPI RuPay Credit Card, Regalia Gold, Diners Club Privilege, Tata Neu Infinity and Plus, Swiggy HDFC Bank, Swiggy Ornge, Swiggy BLCK, Marriott Bonvoy, Indian Oil, and IRCTC. Business credit cards include BizBlack Metal Edition, BizFirst, BizGrow, BizPower, GIGA Business, Flipkart Wholesale, HDFC Bank UPI Rupay Biz, Paytm HDFC Bank Business, and Paytm HDFC Bank Select Business. Debit cards include Platinum, Business, Imperia Platinum Chip, Regular, Kids, GIGA Business, Preferred Platinum, Classic Platinum, Womans Advantage, Rupay NRO, Titanium, Times points, Moneyback, Infiniti, NRO, and Gold. Forex cards are Regalia ForexPlus, Multicurrency Platinum ForexPlus Chip, and HDFC Bank ISIC Student ForexPlus. Prepaid cards include GiftPlus, One Pune, One Pune Transit, GiftPlus Corporate, FoodPlus, Flexi Benefits, FleetXpress, Petty Cash, and Payroll. Commercial cards include Corporate Platinum, Purchase Moneyback, AP: Accounts Payable Program, Fleet Program, Corporate Premium, Purchase Credit Card, AR: Accounts Receivables Solution, TMC Card, Purchase Premium, Central Travel Account, Dealer Credit Card, and Purchase Reward Card.

Loans and Investments

The loans section for salaried and individual customers includes Personal Loan, Loan On Credit Card, New Car Loan, Loan Against Securities, Home Loans, GIGA Auto Loan, Gold Loan, Education Loan, Two Wheeler Loan, and Digital Loan Against Mutual Funds. The site's meta description also mentions investment services.

Netbanking and Management Services

The netbanking platform allows tasks such as adding or modifying beneficiaries, changing the mobile number, requesting checkbooks, updating PAN, updating email ID, transferring accounts, updating KYC, Aadhaar seeding, blocking cards, activating cards, recovering PIN, tracking applications, controlling cards, claiming reward points, and managing the credit limit. The mobile banking app includes a notice redirecting to JioHotstar.