Ammerländer Versicherung VVaG

Ammerländer Versicherung VVaG: mutual non-life insurer based in Westerstede

Ammerländer Versicherung VVaG (AV) is a mutual non-life insurer founded in 1923 in Westerstede, in the northwest of Lower Saxony. The company remains headquartered in that town and operates as a VVaG (Versicherungsverein auf Gegenseitigkeit), the German legal form equivalent to a mutual insurance association, independent of any corporate group. Since 2001 it has operated throughout Germany and, according to the figures it publishes, has more than one million customers.

Insurance for bicycles and electric mobility

The insurer offers an all-risk policy for bicycles for private use covering theft, damage and wear. The product is designed so that the insured can leave the bicycle or e-bike locked without needing to find a fixed object to which to secure it. Cover extends to conventional bicycles, e-bikes and pedelecs. For the commercial sector, it markets an all-risk version for company bicycles, service bicycles and corporate fleets, which includes specific theft protection. It also provides cover for rental and shared-use bicycles.

Protection for the home and personal belongings

In the home insurance line, the company structures its offering into four tariffs adapted to different levels of need, which can be extended through modules. Additional covers include protection against glass breakage, cover for elemental damage, an extension for bicycles, travel luggage and protection for balcony solar installations. The home policy can also be taken out for holiday homes and rental houses. The company also markets private personal liability insurance, dog owner liability, personal accident and residential buildings insurance.

Solutions for motorhomes and travel

The WoMobil policy is designed to protect belongings carried during journeys and holidays, whether in a motorhome, caravan, camper or car. It covers camping equipment, sports gear, e-bikes, valuables and technological devices against damage or theft.

Digital services and customer care

The insurer provides its customers with an online portal to manage policies and claims. Through it, claims can be reported, digital delivery of documents can be requested instead of postal mail, addresses can be updated and bank details can be changed. The company also offers a dedicated portal for brokers. Customer service combines digital channels with personal contact, as the company itself states.

History, local commitment and publishing activity

Founded in 1923 as a mutual in Westerstede, the company has kept its headquarters in that town and presents itself as a medium-sized employer with more than 200 employees. Since 2012 it has channelled its social commitment through the "AV Region Leben" programme, which supports charitable projects, volunteering and sport. The company maintains a themed blog, "E-Bike on Tour", dedicated to bicycles, e-bikes and cargo bikes, and publishes corporate information in its newsroom.

Location and contact

Bahnhofstr. 8, 26655 Westerstede · Phone: 04488 53737-0 · Email: info@ammerlaender-versicherung.de