North Cover

North Cover: Life and Final Expenses Insurance for Canadians

North Cover is a direct insurance brand aimed at residents of Canada. Its catalogue consists of two products: life insurance and final expenses insurance. The company presents itself as a simplified alternative to traditional procedures, with direct purchase and no need for medical exams or blood tests to apply for coverage.

Available Products

• Life Insurance: offers a lump-sum payment ranging from $100,000 to $1.5 million, intended to provide financial protection to beneficiaries after the insured's death. The application does not require medical exams or blood tests.
• Final Expenses Insurance: provides a lump-sum payment of up to $25,000 to cover funeral expenses and other outstanding bills. The website includes a funeral cost calculator and a frequently asked questions section about this product.

Advisory and Application Process

The company has licensed advisors based in Canada who support the client throughout the entire process, from obtaining the policy to managing a claim. North Cover offers the possibility to request a quote online or to have an advisor call the interested party. It also provides tools on its website, such as a life insurance calculator and a funeral cost calculator, as well as frequently asked questions sections and informative guides.

Backing and Regulation

North Cover policies are underwritten by Teachers Life, a federally regulated life insurer based in Ontario and established in 1939, which has been protecting Canadians for over 80 years. Product distribution is handled by GFSC Life Inc., located at Suite 1600, 2 Sheppard Avenue E, North York, ON, M2N 5Y7. North Cover is a trademark registered by GFSC Life Inc.

Coverage and Availability

North Cover products are not currently available in the province of Quebec. The company publishes informative articles on its website on topics such as group life insurance, policy payments in Canada, estate planning and wills, differences between insurance brokers, advisors and agents, and tips on child and university education.

Customer Service

For policy inquiries, North Cover provides a phone number and a support email address. It also has a specific email for claims. The company offers the option to request a call from an advisor or to get a quote online.

Location and Contact

Suite 1600, 2 Sheppard Avenue E, North York, ON, M2N 5Y7