Max Insurance

Max Insurance: home insurance with over 150 years of experience

Max Insurance is an insurer that offers home, condo, landlord and tenant policies. The company presents itself as an entity with more than 150 years of history and places the protection of homes and personal belongings at the core of its activity. Its offerings are distributed through associated insurance brokers.

Insurance products

The Max Insurance catalog is organized into four main types:

• Home insurance: aimed at owners of single-family homes, first-time buyers or higher-value homes.
• Condo insurance: covers unit upgrades, common areas and valuable contents in condominium communities.
• Landlord insurance: protection for owners who rent out their homes to others.
• Tenant insurance: coverage of personal belongings for those who rent their residence.

Pricing per home, not per area

The company applies an individualized rating model: each home is assessed based on its own characteristics and not on the area or community where it is located. This approach, which the company markets under the slogan "Stop Paying for your Neighbours Insurance", eliminates the territorial pricing common in the industry and aims for each policyholder to pay according to their actual risk.

Claims management

Max Insurance allows claims to be started and managed online. The platform offers real-time updates on the claim status and the possibility to chat directly with the assigned adjuster. For emergencies outside business hours, the company provides a direct phone number. Testimonials on the website highlight the speed of response, clear communication during the process and the treatment by the adjuster team.

Financial backing and reinsurance

The insurer states it operates with a strong risk culture, based on disciplined underwriting and advanced risk controls. To handle catastrophic events that affect multiple homes simultaneously — such as wildfires, floods or winter storms — it works with global reinsurers rated A- (excellent) or higher by A.M. Best.

Broker network

Its products are distributed through associated insurance brokers. Max Insurance maintains a collaboration program with brokers, who can access a specific partner platform.

Policies and conditions

The company states that its policies are written in simple, understandable language, so that policyholders clearly understand their coverage. The conditions, exclusions and limitations of each product are subject to the general policy conditions.