Bitpanda

Bitpanda, a European platform for investing in crypto, stocks and metals

Bitpanda is a European-headquartered investment platform that lets you buy, sell and swap cryptocurrencies, stocks, ETFs, ETCs, precious metals and crypto indices from a single app. The company presents itself as a European broker and operates under licences from Austria's FMA and Germany's BaFin, as well as complying with MiCAR across the European Union.

The platform reports more than seven million users and a standout Trustpilot rating. Its proposition is built on 24/7 trading, no deposit fees and a €1 fee per trade on stocks and ETFs.

Investment catalogue

Bitpanda's catalogue spans several asset classes:

• Cryptocurrencies: more than 650 digital assets, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Dogecoin (DOGE), Shiba Inu (SHIB), XRP and Vision (VSN).
• Precious metals: physically-backed gold, silver, palladium and platinum.
• Stocks and ETFs: more than 10,000 stocks, ETFs and ETCs, with the option to buy whole or fractional shares at €1 per trade. Among the securities listed are Apple (AAPL), Tesla (TSLA), PayPal (PYPL) and Alphabet (GOOGL).
• Crypto indices: proprietary indices such as BCI Infrastructure Leaders, BCI DeFi Leaders, BCI Media & Entertainment Leaders, BCI Smart Contract Leaders, BCI10 and BCI25, presented as the world's first real crypto indices.

Advanced trading and leverage

For more experienced traders, the company offers Bitpanda Fusion, described as a new standard for advanced crypto trading, along with access to trading via API and AI assistants through MCP. It also offers leveraged products: Bitpanda Margin Trading lets you trade cryptocurrencies with up to 10x leverage and, in the case of stocks and ETFs, up to 20x, a feature the company presents as the first of its kind in Europe. The offering is rounded out by long and short positions on major cryptocurrencies.

Services for individuals, businesses and high-net-worth investors

Bitpanda structures its offering across several segments. Bitpanda Wealth is aimed at high-net-worth investors, while Bitpanda Business lets companies invest their idle cash in more than 680 digital assets. For the general public, the platform includes features such as recurring savings plans, limit orders for automated investing, Bitpanda Spotlight for accessing emerging assets and Bitpanda Earn, which offers extra rewards. Bitpanda Cash Plus provides high-yield returns with 24/7 availability, and Bitpanda Club adds perks for the most active customers. The Bitpanda Card is a Visa card with Bitcoin cashback.

Security and regulatory compliance

The company states that funds are held in offline wallets and that it complies with European standards on data protection, IT security and anti-money laundering. It holds ISO 27001 certification, which the company links to its commitment to security standards.

Education and community

Bitpanda runs an education platform, Bitpanda Academy, with content on crypto fundamentals, investing, securities and staking. It also publishes a blog with company and industry news, and offers native support available 24 hours a day, 365 days a year, plus a help centre with in-depth articles and a contact form. The company also runs an affiliate programme, a tell-a-friend referral programme and a creators programme.

Web3 ecosystem

Bitpanda is developing a Web3 product line that includes Bitpanda Web3, Vision Token (VSN), Vision Wallet, Bitpanda Launchpad, Vision Chain —presented as a regulated blockchain for real-world finance— and Vision Protocol. The company describes Vision Token as an asset designed to power its Web3 ecosystem.

How it works and access

The sign-up process is set out in four steps: free registration, identity verification through approved partners, depositing funds via common methods and buying, selling and swapping digital assets 24/7. The platform warns that investing in stocks, ETFs and commodities carries risks and that past performance does not guarantee future results.