Wisr

Wisr, personal loans and financial health in Australia

Wisr is an Australian company operating in the personal finance sector. Its activity focuses on granting personal loans, checking credit scores, and developing digital tools aimed at financial decision-making. The company presents itself as an alternative that seeks to link the interest rate of each loan to the individual credit profile of the applicant.

Financial products and services

Wisr's catalogue includes personal loans, the cost of which is determined by the customer's credit score. The firm also offers a credit score checking service that, it states, does not affect the user's credit rating. Its resources include a loan calculator, a debt consolidation tool, and a mobile app, Wisr App, designed to help users achieve their money goals. The company also markets the Debt Bustr product, aimed at debt management.

Mobile app and digital tools

Wisr App is an application that the company describes as a tool for making smarter financial decisions and tracking credit scores. The company also publishes educational content under the name Smart Guides, as well as a blog and a report titled Money On Your Mind Report 2026. For brokers, it has a partner portal that allows managing client applications.

Responsible lending model

The company states that it designs loans tailored to each applicant's needs and that, before approval, it asks a series of questions to assess the client's situation. Wisr indicates that its personal loans are funded by Wisr Finance Pty Ltd and that all credit activities are subject to its standard terms, conditions, and policies.

Corporate structure and licences

Wisr Finance Pty Ltd (ACN 119 503 221) holds Australian Credit Licence No. 458572 and Australian Financial Services Licence No. 458572, and is a wholly owned subsidiary of Wisr Limited (ASX: WZR). Meanwhile, Wisr Services Pty Ltd (ACN 616 806 949) provides rate estimates and other services as an agent for Wisr Finance Pty Ltd.

Awards and corporate culture

The company lists a series of awards and distinctions obtained between 2020 and 2025, including the WeMoney 2025 Best Mobile Experience recognition, the Most Innovative Financial Institution award at the Australian Banking and Innovation Awards, and several mentions in Deloitte Technology Fast 50 and AFR Fast 100 rankings. Wisr also states it has been included in lists of best places to work. The company describes an internal culture based on five values and notes that its team is made up of people with diverse interests outside of work.

Customer service and financial assistance

Wisr offers differentiated contact channels for general support, financial assistance, and complaints. The company also provides customers with resources on financial hardship and support for vulnerable customers.

Location and contact

Level 9, 333 Kent Street Sydney NSW 2000