Zip

Zip, digital payments and point-of-sale credit

Zip is a digital financial services company that presents itself as a provider of fair and seamless solutions that simplify how people pay. Its activity focuses on point-of-sale credit and digital payment services, connecting millions of customers with a global network of tens of thousands of merchants.

Origin and markets where it operates

Founded in Australia in 2013, the company operates in two core markets: Australia and New Zealand (ANZ) and the United States, where it operates under the brand previously known as Quadpay. The company states that its purpose is to unlock financial potential, helping customers take control of their financial future and helping merchants grow their businesses.

Business model: customers and merchants

Zip structures its offering around two audiences: consumers looking for flexible payment options and merchants that want to expand their payment methods. Through point-of-sale credit and digital payment services, the company acts as a bridge between both parties within its global network of partner merchants.

Team and corporate culture

The company calls its team “Zipsters” and notes that its values guide the way it works and its relationships with customers, merchants and employees. Those values are Customer First, Own It, Stronger Together and Change the Game, which the company describes as principles applied to all its activities.

Corporate information and institutional presence

Zip Co Limited is listed as the holder of the rights to the site and to the published policies, including the terms of use, the cookie policy and the vulnerability disclosure channel. The company maintains informational sections about its activity, careers, investors and newsroom, and allows users to select the browsing region among Australia, New Zealand and the United States.