Get Approved

Get Approved, finance and mortgage brokerage in Australia

Get Approved is a finance and mortgage brokerage serving clients across Australia. Its activity focuses on intermediation to obtain new loans and refinance existing loans, with a stated approach of actively advocating for each application with lenders.

The firm states that every application is personally reviewed by an expert broker with over fifteen years of experience and accreditation with more than forty lenders. According to its presentation, this enables a meticulous and strategic analysis aimed at achieving the best possible outcome for the client.

Finance products

The service catalogue covers home loans, investment loans, refinancing, first home buyer finance, construction loans, commercial loans, business loans, equipment finance, asset finance, car loans, personal loans and SMSF (self-managed super fund) loans.

• Home loans, with access to hundreds of home loan options.
• Investment loans, aimed at structuring finance to build a property portfolio.
• Refinancing, with a search across the full lender panel to improve current loan terms.
• First home buyer finance, including identifying applicable grants and schemes.
• Construction loans, with management of the lender relationship and monitoring of drawdowns.
• Commercial loans, for purchasing premises, expanding or refinancing existing debt.
• Business loans, tailored to each business structure.
• Equipment and asset finance, for vehicles, machinery or facilities.
• Car loans and personal loans.
• SMSF loans.

Client profile and situations handled

The company notes that it serves both first home buyers and those moving house or refinancing. It also mentions low-doc finance without financial statements for property, vehicles or equipment, and advice in cases of adverse credit history or arrears, where it states it negotiates with lenders to reverse a declined outcome.

Working method and tools

Get Approved describes a fast and simple application process, with secure document upload. The website includes borrowing capacity, loan health check, mortgage repayment and fixed rate expiry calculators, as well as a client referral programme.

Team and accreditations

The team consists of brokers James Vautin and Clare Baker. The firm states that all its mortgage brokers are accredited and are members of the Finance Brokers Association of Australasia (FBAA). The company operating the business is I Challenge Pty Ltd, with ABN 59 155 988 739, and acts as credit representative no. 001001359 authorised under Australian Credit Licence no. 452141.

Service areas

The company operates Australia-wide and lists as main service areas Campbelltown, Charlestown, Coffs Harbour, Hexham, Kellyville, Liverpool, Mayfield, Port Macquarie, Singleton, Taree, Thornton and Wallsend, in New South Wales, as well as Ipswich, in Queensland.