Maxxia

Maxxia, salary packaging and novated leasing in Australia

Maxxia presents itself as one of Australia's largest providers of salary sacrifice and novated leasing. Its activity focuses on vehicle leasing through novated leases and salary packaging, with the stated aim of helping Australians manage the cost of their car and associated expenses using pre-tax salary.

How a novated lease works

A novated lease allows you to pay for the vehicle and its running costs with pre-tax salary. The customer chooses the car and the lease term, and at the end can re-lease, buy, or upgrade the vehicle. The company offers an explanatory guide on how this product works.

What a novated lease payment covers

According to Maxxia's information, a novated lease payment covers most car expenses and a portion can be deducted from pre-tax salary. The items included are:

• Vehicle payments
• Fuel and charging
• Registration (Rego)
• Insurance
• Servicing and maintenance
• Tyres and roadside assistance

Tools to compare and calculate

Maxxia offers users a set of calculators, including one specifically for novated leases, which provides a personalised estimate in minutes. It also offers a comparison tool for finance options: on its website it shows an example with a Tesla Model Y (recommended price of AUD 64,120) comparing a personal loan, a novated lease, and buying outright over five years. It also allows you to browse a catalogue of cars with estimated weekly budgets to compare alternatives quickly.

Benefits highlighted by the company

Among the benefits Maxxia attributes to its novated lease are potential tax advantages from paying for the car with pre-tax salary, upfront GST savings on the vehicle and most of its running costs, and the convenience of a single regular payment that combines vehicle costs and eligible expenses. The company also states that it searches for the desired car through its nationwide dealer network and applies a Price Beat Promise: if a comparable lower price is found, it beats it. It also offers support throughout the process, lease tracking, and access to key details through the Maxxia app.

Recognition and customer reviews

Maxxia states that it has won the 2026 ProductReview award in the novated leasing and salary packaging categories. The website includes video testimonials from customers explaining their experience with novated leasing and the reasons they switched to this product.

Contact and locations

The company provides assistance by phone and through a callback request form. It has a postal address at Locked Bag 18, Collins Street East, Melbourne, Victoria 3000, and its head office is located at Level 21/360, Elizabeth Street, Melbourne, Victoria 3000.

Locations and offices

Main office: Level 21/360, Elizabeth Street, Melbourne, Victoria 3000

Postal address: Locked Bag 18, Collins Street East, Melbourne, Victoria 3000