Simple Property Lending

Simple Property Lending, mortgage brokerage for buyers and investors in Australia

Simple Property Lending is a mortgage brokerage that works with first home buyers and property investors. The firm presents itself as a broker to rely on in a buying and financing environment it describes as particularly demanding, and places trust and integrity at the heart of its proposition.

Its work is supported by a network of more than forty lenders, which allows it to search for and structure loan options on the client's behalf. The company states its goal is to ensure Australian households do not pay more than necessary for their home loans.

Financing products

The firm's offering covers a range of purchase and debt structuring needs:

• Investment loans
• First home buyer loans
• Family guarantor loans
• Refinancing and debt consolidation
• Self-managed super fund (SMSF) financing

Complementary services

In addition to credit intermediation, the company offers buyers advocacy, tax planning and insurance and risk management services.

The annual review commitment

The firm calls its commitment to annually review clients' loan structures the Peace of Mind Pledge. The approach is based on the idea that financial circumstances change and that the most suitable loan at a given time may cease to be so over time. This periodic review aims to check that the home loan or investment loan remains the most suitable option.

Client resources

The website provides users with financial calculators and downloadable materials. The tools include borrowing power, budget planner, comparison rate, extra repayment, lump sum, split loan, stamp duty and rent vs buy calculators, as well as a mortgage calculator and an offset account calculator.

Client profile and way of working

The company serves both first home buyers and investors, and maintains that each client has different goals and circumstances. Its method consists of designing the financing structure according to those goals, with an obligation-free initial appointment.

Location and contact

PO Box 8502 Armadale VIC 3143 · Phone: 1300 808 858 · Email: loans@simplepropertylending.com.au