Fast Cover Travel Insurance

Fast Cover Travel Insurance: travel insurance for Australian travellers

Fast Cover Travel Insurance is an Australian-owned and operated travel insurance company. The company presents itself as an option for those seeking medical, cancellation, baggage and other unforeseen event cover before or during a trip. Its proposition is based on Australian-based customer service and 24/7 emergency assistance.

Policy types by destination and trip type

Fast Cover's range is organised according to trip type and destination. The company offers international cover for trips to New Zealand, the Pacific, Asia, Europe and other regions of the world; a policy for travellers already overseas who need to take out insurance after their trip has begun; domestic cover for trips within Australia, including road trips and flights; and an annual multi-trip option that covers multiple trips over a year, with a maximum trip length and automatic cruise cover.

Cover included in policies

Fast Cover policies include a range of benefits aimed at common travel mishaps. These include cover for trip cancellation costs for prepaid and non-refundable expenses, protection for baggage and personal effects in the event of loss, theft or accidental damage, and reimbursement of additional accommodation and meal costs due to delays. Expenses for trip interruption, such as additional transport or accommodation, and Covid-19-related benefits are also included.

On the medical side, the company offers 24/7 emergency medical assistance with an Australian-based team, cover for emergency medical and hospital expenses overseas, and medical evacuation and repatriation services to transport the traveller to the nearest hospital or back to Australia. The company notes that not all benefits apply to all policies and refers customers to read the PDS and TMD before purchasing.

Optional extras to customise cover

Fast Cover allows optional covers to be added depending on the type of trip. Available options include cruise cover, snow sports cover such as skiing or snowboarding on international trips, an adventure pack for selected activities, a motorcycle pack covering the rider or passenger of a motorcycle, moped or scooter overseas, rental vehicle excess cover, and protection for specified high-value items listed on the policy.

Local support and purchasing process

The company highlights that both its sales specialists and claims team are based in Australia, so travellers always speak with a local team. Policies are purchased online via a quote form which, according to the company, provides a quote in approximately 60 seconds. Fast Cover also mentions a 25-day money-back guarantee and a fast and simple claims process.

Awards and customer ratings

The company presents itself as multi award-winning and recognised for value for money. On its website it displays a rating of 4.7 out of 5 based on 2,241 reviews on Product Review, and includes customer testimonials highlighting the speed and clarity of the purchasing process and how easy the cover is to understand.