Alternative Insurance Brokers

Alternative Insurance Brokers: specialist policies for non-standard risks in Stockport

Alternative Insurance Brokers is an insurance intermediary based in Stockport that arranges cover for individuals and businesses. Its stated focus is the non-standard end of the market: the site explains that its insurers specialise in risks that fall outside ordinary underwriting, covering a wide range of convictions and circumstances. The broker presents itself as working with a variety of insurers to compare coverage options rather than placing business with a single provider.

The company describes more than eight years of experience in one section of its site and, in a separate FAQ block, refers to over twenty years of industry expertise. Both figures appear in the material as the firm's own presentation.

Motor insurance, including impounded and convicted-driver cover

Motor policies form the largest part of the offer. The broker advertises car and HGV cover nationwide and lists a set of dedicated products for drivers who struggle with mainstream insurers:

• Impounded car insurance and impounded van insurance, aimed at recovering seized vehicles.
• Convicted car insurance, with named references to TT99, MS90 and DR10 endorsements, and cover for a range of convictions including IN10s.
• Courier insurance and separate policies for food delivery drivers and fast food delivery drivers.
• HGV insurance, fleet insurance and motor trade insurance.
• Hazardous industries insurance for trades that have been refused cover elsewhere.
• Motor add-on products, among them GAP insurance, which the site describes as covering the difference between a vehicle's market value and the amount still owed.

The FAQ states that applicants for most vehicle policies must be over 21 and hold a valid driving licence, and that quotes are often given within minutes over the phone.

Property and landlord cover

On the property side, the broker lists unoccupied home insurance, holiday home insurance, landlord insurance, subsidence home insurance, floor risk home insurance, thatched property insurance and criminal conviction property insurance, alongside property add-on products. Landlord cover is presented as including property damage, lost rent and legal fees. The site also promotes shop insurance covering liability, stock, property damage and loss of income.

Commercial and travel policies

Business clients are served through commercial lines that include business insurance, office insurance, shop insurance, stock and contents insurance, indemnity insurance and liability insurance. Travel insurance policies complete the published range. The broker summarises its catalogue as home, health, car, van and impounded vehicle insurance among other types.

How the brokerage works

The site sets out a four-step process: a tailored plan drawn up by the firm's advisers, enrolment, ongoing support and claims handling with policy adjustments. It advertises instant delivery of insurance documents by email, nationwide cover across the UK and round-the-clock assistance for claims and policy queries. The company states that it is FCA regulated.

Customer feedback shown on the site

The website reproduces reviews attributed to Reviews.co.uk, several of them naming individual staff members and praising the speed of document issuance and follow-up on an impounded-vehicle claim. These are individual testimonials displayed by the company and are not an independent assessment. The site also links to a Trustpilot review page for the domain.