Mobilers Insurance

Mobile catering insurance arranged by Mobilers

Mobilers is a trading name of Insurance Factory Limited, a firm registered in England and Wales and authorised and regulated by the Financial Conduct Authority. The business presents itself as a specialist in mobile catering insurance, a field it states it has worked in for more than twenty years, and its activity centres on arranging policies for operators who trade from vehicles, trailers and stalls.

The company describes its role as helping catering businesses move forward, with particular emphasis on liability cover and protection for catering vans and trailers. Its stated approach is to arrange cover across a broad range of risks connected with mobile trading.

Liability cover options

Mobilers indicates that it can arrange three distinct liability products:

• Public Liability insurance
• Product Liability insurance
• Employers Liability insurance

These are presented as the liability options available to catering clients, alongside the vehicle and equipment cover described elsewhere on the site.

Vehicles, trailers and mobile units covered

The range of insurance types listed by the company extends well beyond a single catering van policy. Mobilers arranges cover for catering vans and for catering trailers, including tailor-made policies for mobile catering trailers, static trailers and portable cabins. It also covers catering market traders and stallholders, a segment the company frames around keeping a stall trading for regular customers and new visitors alike.

Further categories include ice cream van insurance, which the company says applies to all types of ice cream van in all locations, and burger van insurance, described as hot and cold food cover shaped around the client's specific line of work and calculated with reference to workload and distance travelled. Mobile bar insurance is another listed product, presented as protection for what the company calls a quintessentially English format.

Coffee vehicles and modified units

Coffee van insurance is aimed at hot drinks businesses, and the company states that the cover it arranges can extend to vans and modified vehicles such as horse trailers, coffee bikes and Piaggios. A separate coffee vehicle product addresses modified trailers and trikes used to reach catering events. Jiffy truck insurance completes the list, focused on modified vehicles used for the same purpose.

Business registration and regulatory status

Mobilers and Mobilers Insurance Services are trading names of Insurance Factory Limited, registered in England and Wales with company number 02982445. The registered office is given as Markerstudy House, 45 Westerham Road, Bessels Green, Sevenoaks, Kent TN13 2QB. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 306164.

Editorial content for mobile caterers

The company maintains a blog addressing practical and regulatory questions for the sector. Among the articles listed at the time of writing were pieces on the liability insurance a mobile catering company needs, whether a burger van requires a licence in the UK, American street food ideas for a catering trailer, ice cream trends in Britain, setting up a market stall and catering for a funeral. The topics reflect the same client base the insurance products target: van and trailer operators, market stallholders and dessert-focused mobile businesses.