Verta Property Group

Verta Property Group: buy-to-let sourcing across UK cities

Verta Property Group presents itself as a UK buy-to-let property investment company. Its model consists of sourcing developments below market value, running due diligence and managing the purchase process on behalf of investors, including legal representation, mortgage broking, tax planning, limited company set-up and lettings. The company states that its service carries no cost to the investor because the developer pays it, and that rental income is paid directly to the investor.

The firm describes itself as a member of the Property Redress Scheme and ICO registered, and refers to a network of more than 32,000 investors. It also cites a rating of 4.8 from 72 reviews on Trustpilot, according to the information available when this profile was drafted.

How the purchase process is structured

The company sets out a three-stage route from first enquiry to rental income. In the first stage, the investor states goals and budget, and the firm shortlists buy-to-let options aligned with objectives such as yield, capital growth or hands-off income. The second stage covers the purchase itself: legal representation, mortgage brokers, tax planning, limited company set-up and property management, supported by a dedicated after-sales team. The third stage is completion, after which rent is collected by the investor.

Alongside this, the site offers a five-question investment finder that produces a shortlist of three to five developments with pricing, deposits and projected yields, and a rental yield calculator that models gross yield, net yield and return on cash invested for a mortgaged purchase. The calculator is presented as illustrative and excludes stamp duty, legal fees and tax.

Developments on the current list

The portfolio spans off-plan, complete and tenanted units, with entry prices ranging from around £149,794 to £1.49m in the listings shown. Examples include:

• Vauxhall Residences in Liverpool: off-plan launch pricing, 999-year lease, from £333 per sq ft, prices from £195,000 and up to 6.1% gross.
• Penton House in Staines-upon-Thames: complete and tenanted, sixteen apartments with parking included and income from day one, from £211,750 at 6.6% gross.
• W Residences in Manchester: branded living with five-star amenities, prices from £1.49m.
• Paper Yard in Birmingham: boutique Scandinavian apartments in the Gun Quarter, from £240,000 with deposits from £48k.
• Velocity in Trafford, Manchester: apartments and townhouses, from £327,643 with deposits from £66k.
• ONE Trafford Edge in Manchester: high-specification scheme within a £4.2bn regeneration zone, from £188,000 with deposits from £38k.
• Imperial Exchange in Liverpool: city-centre living, short-let approved, from £198,000 with deposits from £66k.
• Bank Gardens in Leeds: boutique city-centre scheme beside the £1.4bn South Bank regeneration, from £197,000 with deposits from £39k.
• Old York Mews in London SW18: boutique Wandsworth homes near Clapham Junction and Waterloo, from £647,000.
• Castleward House in Derby: complete and tenanted central apartments, from £175,000 with deposits from £35k.
• Crompton Heights in Macclesfield: historic mill conversion, from £160,000 with deposits from £16k.
• Origin in Birmingham: Southside apartments near HS2, from £250,000 with deposits from £50k.
• Piccadilly Wharf in Manchester: apartments in the M1 Piccadilly regeneration zone, from £300,000.
• The Quayline at Wirral Waters in Liverpool: dockside living with zero ground rent and 6% yields, from £149,794 with deposits from £30k.
• Trinity in Liverpool: heritage conversion, apartments from £225,000 at 7% gross.
• RG1 in central Reading: complete and ready now, from £300,000 at up to 7% gross.

The company notes that it holds more opportunities than it lists publicly.

Cities covered and the rationale given

Verta states that it sources only in cities where rental demand, regeneration spending and entry prices align, and publishes location guides for each. The figures below are the company's own indicative city averages:

• Manchester: values up 4.4% over the year, Old Trafford regeneration to deliver 15,000 homes, average price £252k, yields of 6 to 9.6%, 12 Verta deals.
• Liverpool: described as the strongest price growth of the cities covered at 8.1% over the year, from the lowest entry prices, average price £189k, yields of 5.7 to 11%, 5 deals.
• Birmingham: HS2 Curzon Street, Southside and Gun Quarter regeneration, the biggest city outside London, average price £234k, yields of 5.5 to 9%, 2 deals.
• Leeds: described as having the strongest five-year regional forecast in the UK, with the Bank of England expanding to 500 Yorkshire staff, average price £248k, yields of 6 to 10%, 1 deal.
• London: prices down 3.3% over the year while rents rose, average price £569k, yields of 4 to 5.5%, 2 deals.
• Sheffield: two universities, affordable entry and steady regeneration, average price £220k, yields of 6 to 8%, deals on request.

Dubai also appears as a separate portfolio alongside the UK one. The company cautions that city averages are indicative and should be verified before investing.

Asset classes and investor profile

The range of opportunities described includes below-market off-plan units, complete and tenanted properties, and guaranteed income options built around supported housing and managed HMOs. The site also refers to high-yield properties delivering 10% or more and to exclusive off-market deals. A fixed income property bond is advertised as available to eligible investors only.

The investment finder segments enquirers by preferred market, main goal (monthly rental income, long-term capital growth, guaranteed income, fixed return or a mix), amount to invest, prior experience and intended timing. The company states that it replies within one working day and that it does not chase prospective investors.