Munro Greenhalgh Insurance Brokers

Munro Greenhalgh Insurance Brokers: independent cover from Ramsbottom

Munro Greenhalgh Insurance Brokers is an independent broker operating from offices at 78 Bridge St, Ramsbottom, Bury. The firm states that it was established in 1926 and that its team of 11 staff brings more than 260 years of combined experience as insurance brokers. It serves clients throughout the UK, with a stated focus on businesses and households in Bury, Bolton, Rochdale, Manchester and Lancashire. All staff work from the company's offices, a point the firm presents as the basis for its customer service.

The broker describes itself as FCA authorised and as a member of the Willis Commercial Network. It also reports recognition in the sector: Small Broker of the Year at the British Insurance Awards 2026 and Insurance Broker of the Year – North at the UK Broker Awards 2026. A 4.9 Trustpilot rating is cited on the site, and the firm maintains a dedicated in-house claims team.

Commercial insurance by sector

The commercial side of the business is organised around specific trades and industries rather than a single generic policy. The broker arranges cover for motor fleet, contractors and engineering, motor trade, haulage, warehousing and distribution, and commercial property owners. It also offers commercial combined insurance aimed at UK SMEs and dedicated products for retailers, pubs and restaurants, hotels and leisure, manufacturing and wholesale, hair and beauty professionals, and consultants.

The firm argues that sector knowledge allows it to advise on the most suitable cover, and it presents bespoke policies as the alternative to standardised products. Its published client case studies illustrate the range of sectors served: a construction company working across highways, power, water, rail and residential projects; a Rochdale construction firm operating in the public and private sectors; a distributor of branded consumer and IT products; and an accountancy practice in Bury.

Personal lines and high-value homes

For individuals, Munro Greenhalgh arranges home buildings and contents insurance, prestige and high net worth cover, car and motor insurance, private healthcare and personal accident policies, and travel insurance that can be bought online. The personal range also includes caravan insurance, cover for unoccupied properties or homes under renovation, and holiday home insurance. Optional add-ons mentioned are legal expenses and motor breakdown cover.

The broker notes that for homes near Ramsbottom, Bury, Rochdale or Bolton it is willing to meet clients in person to discuss individual requirements. It also cautions that comparison sites do not always offer the breadth of choice needed for an informed decision, positioning broker advice as the alternative.

Claims support

Claims handling is presented as a distinct service rather than an afterthought. The firm describes assisting with claim forms and negotiating terms on the client's behalf following accidents, damage or theft, with the aim of keeping disruption to the business to a minimum. For clients local to Bury, Bolton or Rochdale, staff state that they are often present in person when needed.

Client relationships and longevity

The case studies published by the broker emphasise long-standing relationships. H Bell & Sons, a Rochdale construction company established in 1912 and now in its fourth generation, is described as a client for more than 20 years; the broker also provides it with a pre-qualification service checking that sub-contractors hold the right insurance. Thompson Jones Business Solutions, an accountancy firm in Bury, is cited as a client for over 30 years, with a flood damage claim handled swiftly. Compudal Ltd, a distributor founded in 2005 with trading revenues above £40m, has worked with the broker since 2008, with policies arranged for fleet, business combined, marine cargo and business travel. BDB Special Projects Ltd, trading since 2018, has been insured by the firm since inception.

These accounts are attributed to the named clients and to the broker's own directors, and reflect the relationships as described on the company's website.

Community and events

The firm refers to an annual Munro-Greenhalgh Charity Event, with the next edition announced on the site. The page also carries the tagline "Underinsurance Should Not Be Your" as part of its messaging on adequate cover.