Physical Gold Ltd

Physical Gold Ltd: online bullion dealing for UK investors

Physical Gold Ltd operates an online shop for physical gold and silver, presenting itself as a UK bullion supplier focused on precious metals investors. The catalogue combines investment coins and bars, with an emphasis on products described as VAT-free and, in several cases, Capital Gains Tax free. The company states that it helps UK investors acquire tax-efficient physical metal and offers guidance ranging from a single coin to a portfolio valued at £1 million.

Gold coins and bars in the catalogue

The gold range is organised into coins and bars. Among the coins, the site lists Sovereigns (including the 2026 Gold Sovereign, the Best Value Gold Sovereign, the 2026 Gold Quarter Sovereign and the Victoria Young Head Gold Sovereign), Britannias (the 2026 King Charles III Gold Britannia 1oz), Krugerrands (Best Value Gold Krugerrand 1oz), the 2024 Gold Liberty and Britannia 1oz, and Tudor Beasts issues such as the 2026 Queen’s Lion and the 2025 Queen’s Panther. A limited-edition 2024 1oz gold coin from the Six Decades of 007 series also appears.

Gold bars include Metalor 1oz and 100g formats. The site indicates that bars and coins are offered at low premiums and mentions Royal Mint coins and Swiss gold bars among the investment products. Prices shown at the time of writing ranged from £236.69 for the 2026 Gold Quarter Sovereign to £10,582.16 for the Metalor 100g Gold Bar, with stock statuses such as in stock, low stock and out of stock displayed for individual items.

Silver products and tax treatment

The silver catalogue follows a similar structure. Coins include the 2026 King Charles III Silver Britannia in 1oz and 1/2oz, the 2oz Tudor Beasts series (Queen’s Panther, Yale of Beaufort, The Lion of England and Greyhound of Richmond), the 2025 Royal Arms 1oz coin and the Six Decades of 007 2024 1oz coin. Silver bars are listed in 1kg and 100g sizes, including Metalor formats.

Several silver items are marked VAT-free when intended for storage, and Britannia silver coins are described as Capital Gains Tax free. The site also refers to VAT-free silver with off-shore storage as a cost-effective option for bullion buyers.

Buying services: portfolios, monthly saving and pensions

Beyond direct purchases, Physical Gold Ltd offers several ways to build or add to a holding. The Portfolio Creator tool suggests four possible portfolios based on the amount the investor wishes to commit. The Director’s Pick service provides a hand-selected portfolio assembled by the company’s team at no charge. A Monthly Saver scheme allows recurring purchases of gold or silver coins, with the option of home delivery or storage.

For retirement investors, the company works with UK SIPP and SSAS providers to allow gold bullion to be added to a pension. It also offers telephone or booked appointments with an advisor for guidance.

Selling to Physical Gold Ltd

The company buys gold and silver from customers. It purchases gold bars from 5g up to 1kg, gold coins at what it describes as market-leading rates, silver bars and silver coins. A buyback guarantee applies to all products sold, which the company presents as offering daily liquidity.

Delivery, storage and customer support

Orders are delivered free and fully insured within the UK, according to the site, and segregated storage is offered as an alternative. The company states that online orders are available 24/7 throughout the festive period, while despatch and customer support are paused from 23 December to 4 January. It also reports a 4.9/5 rating and more than 1,000 five-star reviews.

Guides and investor information

The site includes a guides section covering gold and silver investment, including an introduction to gold investment for UK investors and a discussion of risks such as price volatility, premiums, tax treatment and the practicalities of owning physical metal. News and insights on gold and silver markets are also published.