Oliver's Bullion

Oliver's Bullion: a family-run precious metals dealer with live pricing

Oliver's Bullion is a small, family-run UK bullion dealer founded in 2025 by Oliver and Anna Mills. The business describes itself as having started with a couple of old coins and grown into a proper operation with three people, no call centre and no showroom. It operates online only, with no vault to visit, and focuses on investment-grade gold, silver and platinum.

The company presents itself as an authorised dealer for Germania Mint, Scottsdale Mint, New Zealand Mint and Agoro. It states that it is a direct authorised customer of each of these producers rather than a middleman. Prices are quoted live against the spot market, with spot prices updated every 15 seconds and dealer quotes moving in real time with the London Bullion Market.

Gold, silver and platinum products

The catalogue is organised into four main categories:

• Gold coins: Britannia, Sovereign, Krugerrand and other investment coins.
• Gold bars: from 1g to 1kg, sourced directly from authorised refineries.
• Silver bullion: Britannia, Lunar and other CGT-exempt UK coins.
• Platinum: Britannia coins and refinery bars, also CGT-exempt.

The site highlights a selection of bestsellers described as the most-traded investment coins and bars, priced live against spot, as well as a section of new arrivals. The product range includes both new and rare items, according to customer reviews quoted on the site.

Buy-back service and published rates

Oliver's Bullion also buys bullion from customers. The company publishes a buy-back rate table with guaranteed minimums:

• Gold up to 1 troy oz pure (up to 31.10g): 100% of spot.
• Gold over 1 troy oz up to 50g pure: 99% of spot.
• Gold over 50g up to 100g pure: 98% of spot.
• Gold over 100g pure: 97% of spot.
• Pure silver bars and rounds: 100% of spot.
• CGT-exempt UK silver coins (Britannia, Lunar, etc.): 105% of spot.
• Collectible and limited-edition pieces: valued individually, often above spot.

The rates for gold are based on pure gold content (gross weight multiplied by fineness), not gross weight. Where a weight falls on a boundary, the higher rate applies: exactly 50g pure is paid at 99%, and exactly 100g at 98%. The company states that collectible, limited-edition and numismatic pieces are appraised individually and frequently fetch well above spot.

The selling process is described in four steps: the customer describes each item (mint, year, weight, quantity); the company confirms a firm quote in writing, locked for 24 hours; the customer posts the items by Royal Mail Special Delivery, insured for their full value, with eligible postage reimbursed on completed sales; and payment is sent by bank transfer the same working day once items are verified.

Delivery and customer service

Every order ships fully insured next-day. The company offers free insured next-day delivery on orders over £399. The company notes that there are only a couple of people handling enquiries.

The site also provides live charts for spot prices.

Reputation and reviews

The company reports over 16,000 five-star reviews across Whatnot and other marketplaces in its first 18 months. The site quotes several reviews from Whatnot dated September 2026, praising product quality, packaging, dispatch speed and customer knowledge. These reviews are presented as customer feedback and are not independently verified in this profile.

Company background

Oliver's Bullion was founded in 2025 by Oliver and Anna Mills, who are listed as directors. The company describes itself as having three people and no industry CV, positioning itself as a straightforward bullion shop where the price seen is the price paid. It operates exclusively online, with no physical showroom or vault for customers to visit.