Auction360

Auction360: specialist finance for UK auction buyers and property investors

Auction360 is a United Kingdom finance brokerage focused on auction and bridging funding for property investors, developers, landlords, commercial operators and auction buyers. The firm presents itself as an auction-specialist broker and states that it is FCA-regulated, with decisions indicated within 24 to 48 hours. Its proposition centres on short-term, speed-oriented lending rather than conventional mortgages, aimed at properties that may be unmortgageable at the point of purchase.

The company describes its offer as a "full stack" of specialist finance solutions, combining lending products with underwriting support, legal pack review, risk scoring and structuring aligned to the investor's exit strategy.

Auction finance and day-of-auction funding

The auction finance line is designed to let buyers complete auction purchases quickly. Within it, Auction360 lists auction bridging loans, pre-auction approval, legal pack review, auction day funding, investor auction finance and SPV auction finance. The broker also states that legal pack review is included and that a risk score is produced on every deal.

Bridging, refurbishment and exit-based lending

The bridging range covers residential and commercial bridging finance, light refurbishment bridging, heavy refurbishment bridging, bridge-to-let and bridge-to-sell facilities, plus development exit finance. These are presented as short-term loans secured against property that bridge the gap between purchase and an exit through refinance or sale. The firm highlights refurbishment-friendly lending and exit strategy planning as part of its approach.

Investor, development and commercial finance

Beyond bridging, Auction360 lists investor finance (including BRRR, portfolio and SPV structures, an investor strategy session and auction property sourcing advisory), development finance and commercial finance. The development side includes UK ground-up development finance, conversion finance, commercial-to-residential conversion, mezzanine finance, joint venture finance and development exit finance. The commercial side covers commercial bridging, commercial mortgages, semi-commercial finance, business-purpose bridging and owner-occupier commercial finance. Several of these lines are also presented with a London focus.

Tools, resources and the founder's profile

The platform bundles analytical and educational resources alongside the lending products: an Auction Risk Score, a legal pack checklist, a 28-Day Auction Survival Guide, an auction buyer guide, an auction finance calculator, a document scanner, an appraisal report, cash flow and property evaluation tools, an AI chat and an auction insight feature. It also publishes a lender intelligence hub with a list of UK bridging and development lenders, an auctioneer directory and an auction glossary.

The founder is Deji Nehan, described as a UK auction specialist, educator and investor with more than 15 years of experience in property auctions and finance, and author of Auction Demystified — Unlocking Auction Success. The book is offered as a free download together with the 28-Day Auction Survival Guide.

Deal examples cited by the company

Auction360 cites three case studies. In Manchester, a BRRR auction purchase of £118,000 with a light refurbishment and a buy-to-let refinance was completed in 14 days, with the investor releasing £17,000 on refinance. In Birmingham, a £92,000 purchase with a £45,000 heavy refurbishment involving structural issues moved to a bridge-to-let exit delivering £850 monthly cashflow. In London, a commercial-to-residential conversion with a £310,000 purchase and £120,000 conversion used development finance through to refinance, with a £140,000 valuation uplift. These figures are the company's own account of past transactions.