Evans and Lewis Insurance

Evans and Lewis Insurance: motor trade cover for traders and vehicle businesses

Evans and Lewis Insurance is a broker focused on motor trade insurance. Its website presents policies for part-time and full-time car sellers, garages, MOT stations, body repairers and contractors, and it also arranges road risk cover for traders and vehicle sales operations. The firm states that it specialises in providing motor trade insurance for drivers under 25 and under 21.

The broker advertises motor trade policies from £495 with any driver added and zero deposit options. It offers free quotes and says that some providers can include under-25 drivers. The site also notes that form completion online is required for all new quotes.

Road risk and combined motor trade policies

Road risk insurance is presented for car traders, vehicle sales and part-time traders. For businesses that employ staff and own premises, the broker describes a combined motor trade insurance policy that brings road risk, employers' liability, public liability and buildings cover under one roof. The site also mentions cover for loss of revenue following fire, flood or other circumstances affecting business activity.

Evans and Lewis states that it provides quotes for motor trade insurance combined with buildings, employers' liability and public liability. It lists different levels of cover: third party only, third party fire and theft, and fully comprehensive. Excess options range from £250 to £1,000. Specialist policies are also mentioned for vehicles in transit, vehicles left at business premises and protection of no claims bonus.

Cover for young drivers and new ventures

The broker highlights its work with under-25 and under-21 drivers. According to the site, the market for this type of risk has contracted in recent years and only two or three insurers will cater for it. Insurers may request a business plan with financial forecasts, and the broker notes increasing wariness of individuals who take out this type of policy but do not work within the motor trade.

Evans and Lewis also addresses new starts in the sector, including traders without trading experience and those seeking a no-deposit policy. It says it can help new ventures and include additional business use within a car seller's policy. The policies it provides are listed for vehicle sales, servicing and repair, windscreen fitters, valeters and tyre fitters.

Business sectors served

The website describes clients including dealerships, mechanical repairers, car park owners, vehicle recovery and breakdown services, and garage repair mechanics. It also refers to the needs of businesses with premises, vehicles, liabilities, indemnities and drivers to be insured. For car park owners, the text mentions responsibility for the safety and security of thousands of cars on a weekly basis.

Claims handling and broker selection

In its guidance on combined policies, Evans and Lewis advises choosing a broker with a reputable claims handling line, describing this as the essence of what the client pays for. The site also recommends speaking to several firms with significant experience and a dynamic approach to service when comparing cover.

Contact and quote requests

The broker provides a telephone number, 01915741216, and an email address, info@evansandlewis.co.uk, for quote requests and enquiries. The website states that online form completion is required for all new quotes.