Sustain Insurance Brokers

Sustain Insurance Brokers: commercial cover for ESG-focused organisations

Sustain Insurance Brokers is a trading name of Sustain Brokers Limited, a company registered in England and Wales (company number 14309360) and authorised and regulated by the Financial Conduct Authority (FRN 1045807). The brokerage describes itself as purpose-driven and product-agnostic, providing fully advised commercial insurance broking services to organisations that seek a positive impact on environmental, social and governance challenges.

The firm states that it is entirely independent and works with a wide range of insurance capacity providers, including composite insurers, MGAs and Lloyd's of London, to find solutions untarnished by its own commercial arrangements. It also describes itself as industry-agnostic and focused on bespoke insurance for complex or difficult commercial risks, with a legacy-free structure that allows senior practitioners to respond swiftly.

Insurance solutions offered

The brokerage lists a broad set of commercial products, which it presents as flexible and tailored to each client's risk profile:

• Property Owners: protection for landlords and property investors against risks associated with owning and letting a property.
• Professional Indemnity: cover for claims of negligence, errors or omissions arising from services or advice provided.
• Commercial Combined: an all-in-one policy combining multiple essential types of coverage.
• Contractors All Risks: comprehensive coverage for building and civil engineering contractors.
• Group Personal Accident & Travel: financial protection for employees injured during work and travel.
• Management Liability: protection for directors, officers and senior management against personal liability from management decisions.
• Cyber Liability: cover for financial losses, legal liabilities and reputational damage caused by IT-related incidents.
• Marine Cargo: protection for goods transported by sea, air, rail or road, including temporary or permanent storage.
• General Liability: cover for public, products and employers' liability claims.
• Legal Expenses: cover for legal costs incurred defending or pursuing legal actions.
• Carbon Credit Insurance: protection against invalidation risks, market fluctuations and unexpected losses in carbon credit investments.

Additional products named in the site's navigation include Commercial Loss Recovery, Trade Credit Insurance, Group Health Insurance and Rope Access Contractors Insurance.

Industry specialisms

The brokerage highlights sector-specific experience across a range of industries: marketing and advertising, IT consultancy and services, management consulting, financial services, carbon capture, B-Corp organisations, construction, food and beverage, and charities.

Claims advocacy and sustainability credentials

All clients are provided with a claim advocacy service, meaning professional support in the event of an insured loss. The firm also emphasises its own sustainability credentials, listing ESGmark® certification and B-Corp accreditation, and publishes an impact report alongside environmental, equality, diversity and inclusion, and anti-slavery policies.

Team and contact

The team includes Nicola Wyatt, described as a senior insurance practitioner who has worked providing insurance solutions to support sustainability for the last 10 years, and Jonathan Evans, identified as founder. The main office is at Ramsbury House, Charnham Lane, Hungerford, RG17 0EY.