Hooray Health & Protection

Employee benefits broking for UK start-ups and SMEs

Hooray Health & Protection is an employee benefits brokerage that concentrates on UK start-ups and small and medium-sized enterprises. It presents itself as an award-winning broker and describes its proposition around pricing, advice and support for employers choosing health and protection benefits for their staff. The firm operates as a trading style of Engage Health Group Ltd, which is directly authorised and regulated by the Financial Conduct Authority under reference 812846.

The brokerage works as a whole-of-market intermediary: it compares pricing and terms across multiple insurers rather than being tied to particular insurer deals, and states that it charges no fees and imposes no contractual tie-ins. It is a member of the AMII.

Protection and health products for employees

The core of the offer is a set of group risk and health arrangements that an employer can put in place for its workforce. The catalogue of UK benefits listed by the firm includes:

• Group private medical insurance
• Group life insurance
• Group income protection
• Group critical illness cover
• Health cash plans
• Employee assistance programme

Alongside these, the broker covers arrangements aimed at owners and key individuals: key person insurance and relevant life insurance. It also lists employee benefits platforms among the areas it supports.

Broking service from quotation to onboarding

Hooray frames its service as accompanying the client from the initial quotation through policy set-up and beyond, addressing both company directors and HR managers. The specific service elements it enumerates are free advice, quote comparisons, fast administrative support, a dedicated account manager, benefits reviews and strategy, a no-fee service, policy set-up and employee onboarding.

On method, the firm states that it does not prescribe what a client should have but instead listens to requirements before making recommendations, and that every recommendation is peer-checked internally. It also describes supporting clients through the claims process in conjunction with the insurer.

International benefits and US cover

Beyond the UK market, the broker advises on extending benefits to employees abroad and on complying with regulations in different countries. The international lines it lists are international group health insurance, international group life insurance and an international employee assistance programme, together with USA business health insurance and individual international health insurance.

Regulatory and corporate details

Hooray Health & Protection is registered in England and Wales under Companies House number 12148031. The registered office is 1A City Gate, 185 Dyke Road, Hove, BN3 1TL. The regulated entity behind the trading style, Engage Health Group Ltd, is registered in England and Wales under number 10075534, with the same registered office address, and holds FCA authorisation under reference 812846.