Your Protection Matters

Protection advice from Hamilton and Glasgow

Your Protection Matters is a protection insurance advisory practice operating from two Scottish offices, in Hamilton and Glasgow. The firm presents itself as a straightforward alternative to jargon-heavy insurance advice, positioning its work around explaining options in plain English and supporting clients through the claims process when a policy is called upon.

The practice is led by Director and protection adviser Neil Dymock, working alongside advisers Jen Dymock and Paula Flannigan. The team describes its approach as people-first and long-term, with recommendations built on research and comparison of policies and benefits rather than a single product line.

Personal protection cover

The personal protection side of the business is aimed at individuals and families who want to shield their finances if circumstances change unexpectedly. The stated focus is on protecting income, covering a mortgage or providing financial security for dependants, with cover selected to match lifestyle and longer-term goals.

• Critical illness cover
• Life insurance
• Private medical insurance
• Protecting your family
• Protection for children
• Protecting your income

These areas are presented as distinct lines of advice, so a client can address a single concern such as income or mortgage cover, or review the wider household position.

Business protection

For companies, the practice frames protection as a way to steady the business if a key figure dies or is incapacitated. The services listed cover repaying business loans, protecting shares and partnerships, and providing life cover for directors and employees.

• Relevant life insurance
• Business loan protection
• Key person cover
• Partnership and shareholder protection

Key person cover is described in relation to staff whose skills or relationships are considered vital to the company's success, while partnership and shareholder protection addresses the ownership side of a business.

How the advisory process works

An initial conversation is presented as the starting point, whether the enquiry concerns a full protection review, a general discussion of options or a visit to a business premises to assess needs. The firm states that it compares policies and benefits as part of its research before making recommendations, and that it remains involved as a client's life, health or business circumstances evolve.

Enquiries can be framed around four broad intentions: protecting a mortgage or home, protecting a family, protecting income or protecting a business.

Regulatory status

The site identifies the regulated entity behind the practice as Jenni Dymock T/A Every Mortgage Matters, FCA number 949846, an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. The registered office is given as Office 1, 2 Lower Auchingramont Road, Hamilton, ML3 6HW. The site notes that conditions and exclusions apply to all insurance policies.