Link Mortgage Ltd

Link Mortgage Ltd: mortgage and protection advice in Edgware

Link Mortgage Ltd is a mortgage and protection provider based at 89 Turner Road, Edgware, HA8 6AS, in the United Kingdom. The firm presents itself as a mortgage broker that helps clients buy or remortgage a property and arranges mortgage and insurance-related needs together. Its website states that it has helped hundreds of homeowners and that it is fully industry qualified and experienced.

Mortgage advice for buyers and remortgagers

The company describes its core activity as taking the stress out of buying or remortgaging a property. It offers a specialist mortgage service aimed at clients who may have a less than perfect credit history, and its menu includes dedicated sections for CCJ, visa and default cases as well as bad credit mortgages. The firm also states that it can assess mortgage and insurance needs under one roof, so that both areas are covered in a single process.

How the advisory process works

According to the site, clients deal with a single advisor from the first phone call throughout the term of the new mortgage, with no passing between staff. The company says it keeps clients updated at every stage of the process. It also offers a free, no-obligation quote service with no hidden costs and states that a response is provided within two hours. Appointments can be requested through the website.

Fees and regulatory status

For mortgage advice, Link Mortgage Ltd charges a fee between £249 and a maximum of £1,500. The exact fee is confirmed in writing once sufficient information is available, and it is payable on application. A Mortgage Illustration is provided with the fees relating to a particular mortgage. For insurance products, the firm receives commission from the product provider and does not charge separate fees for those services.

Link Mortgage Ltd is registered in England & Wales with company registration number 12726835. It is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority. The website includes a risk warning that a home may be repossessed if mortgage repayments are not kept up, and notes that the guidance and advice on the site are subject to the UK regulatory regime and primarily targeted at customers in the UK.

Legal framework and communication

The firm states that a mortgage will be governed by the law in force in the part of the United Kingdom where the property is situated: England and Wales, Scotland, or Northern Ireland as applicable. All communication is in English.