Compare Landlord Insurance

Landlord insurance comparison from a Chipping Norton broker

Compare Landlord Insurance is a UK comparison service focused on insurance for property owners who rent out homes. The site presents itself as a way to review the market rather than buy direct, stating that it compares more than 30 landlord insurance brands and returns a quote in minutes. The operation is run under CETA Insurance Ltd, whose registered office is at CETA House, Cromwell Business Park, Chipping Norton, Oxfordshire. CETA is authorised and regulated by the Financial Conduct Authority under reference 307824, and the company is registered in England and Wales with number 02827690.

The service is aimed at landlords of let property, including buy-to-let owners, and the material addresses both experienced property owners and newcomers to the rental sector. The company describes its quotes as price-matched, presenting this as a guarantee that the deal obtained through the comparison will not be beaten on price.

What the landlord policies are built to cover

The site explains that landlord insurance differs from ordinary home cover because it targets the extra risks that arise when a property is occupied by tenants. It sets out the individual components that can appear in a policy:

• Buildings cover for structural damage to the property itself.
• Contents insurance for items the landlord supplies inside the rental.
• Accidental damage cover for damage caused by tenants.
• Property owners' liability, protecting the landlord if a tenant or visitor is injured and takes legal action.
• Loss of rent or rent guarantee, providing a financial safety net when a covered event leaves the property uninhabitable and rental income stops.

These elements are presented as parts of a comprehensive buy-to-let or let property policy rather than as a single fixed product, so the mix of cover depends on the policy selected.

Rent guarantee, legal expenses and emergency call-outs

Alongside the core landlord product, the comparison covers rent guarantee and legal insurance, described as protection for monthly rental income. A separate landlord home emergency product is also offered: it is designed to meet the cost of a contractor's emergency call-out and labour charges, plus parts and materials, following a specified occurrence.

On unoccupied property, the site states that all risks are covered for up to 60 days. Storm and flood damage are covered unless the policy documents specifically exclude them.

How the comparison and quote process works

Visitors are invited to obtain a quote in around two minutes, with the option to compare leading UK insurers. The site also allows a customer who already has a quote to retrieve it by entering the quote reference together with the email address used. Support is provided by a UK-based team, and the company positions the comparison as a time-saving alternative to approaching insurers directly.

Contact and company details

Enquiries are handled by telephone through the call centre and by email, and correspondence can be sent by post to the Cromwell Business Park address in Chipping Norton. The site carries a Trustpilot reference in connection with its service.