IE Hub

A shared picture of a household budget

IE Hub provides a free online budgeting tool for people in the UK who are worried about bills or have been asked by a company they owe to complete an income-and-expenditure form. A user enters earnings, regular spending and debts to see the figures together. The tool is intended to reduce repeated forms and conversations when more than one creditor needs the same information. It is a way to organise and share financial details, not a promise that a particular repayment plan will be accepted.

Using and sharing the form

The platform guides a person through one budget and lets them choose to share it securely with organisations they owe. It can help list multiple debts, calculate what may be left after essential costs and present a clearer basis for discussing affordable payments. IE Hub also says it highlights benefits, grants or other support that might be relevant to the user’s circumstances. Eligibility and payment decisions still depend on the responsible provider or public authority, so any suggestion from the tool should be checked against the official rules.

Services for organisations

IE Hub offers a business platform for companies reviewing customers’ ability to pay. Its materials discuss affordability decisions, support for vulnerable customers and a product called Ellie, an AI affordability assistant. The website says UK-registered charities supporting people in financial difficulty may use IE Hub without charge. An organisation considering the service can ask how consent, data sharing, record retention and human review work before integrating the platform into its own process.

Company and support information

IE Hub is a trading name of Personal Data Management Ltd, with a listed main trading address at Tramshed Tech on Pendyris Street in Cardiff. The site provides support, security and privacy information, terms for customers and clients, and an email route for partnership enquiries. A person completing a budget should use the official site, review which organisation will receive the information, and keep a copy of the figures they submit so they can discuss corrections if their circumstances change.