Brunel Insurance for People

Brunel Insurance for People: independent personal cover from a UK broker

Brunel Insurance for People is a personal insurance broker operating as part of the Brunel Group. The business was established in 2005 with the stated aim of providing a fully independent broking service, and it describes itself as one of the UK's leading insurance brokers. It handles personal lines rather than commercial risks, placing home, travel, landlord, motor and boat policies for private clients.

The group states that it acts for more than 15,000 personal, commercial and corporate clients and operates across 10 UK offices, with Bristol, London and Stockton named among its locations. Six specialist businesses are said to sit within the group.

Home insurance beyond the standard case

The home insurance range is built around properties that fall outside ordinary underwriting. Alongside conventional home cover, the broker lists non-standard home insurance, unoccupied property insurance, home renovation insurance, executor and probate home insurance, home insurance in trust, flood home insurance, high-value home insurance, home insurance with subsidence, holiday home insurance and thatched roof home insurance. Each is presented as a distinct product line rather than an add-on.

Travel cover for specific circumstances

On the travel side, the offering extends past a standard annual policy. The broker arranges travel insurance for people with pre-existing medical conditions, for the over-70s and over-80s, cruise travel insurance, top-up cancellation cover, long stay and backpackers insurance, and winter sports travel insurance.

Landlord and motor products

Landlord cover includes HMO landlord insurance, student landlords insurance, block of flats insurance, serviced accommodation insurance, landlords legal expenses insurance and rent guarantee insurance. Motor risks are covered through car insurance, and the range is completed by boat insurance and a private clients line aimed at mid and high net worth individuals.

How the brokerage presents its approach

The company emphasises direct contact with UK-based staff rather than call centres, and states that a no-obligation quotation can be provided in minutes. It attributes lower premiums and improved policy terms to its relationships with insurers, and points to access to specialist insurers for risks that standard policies do not accommodate, citing non-standard homes and vintage cars as examples.

On underwriting, the broker states that it only uses household names and world-leading insurers, and that every insurer on its panel is reviewed before business is placed. Its stated position is that the priority is cover that pays claims rather than the cheapest name available.

Recognition and company background

Brunel Insurance for People reached the final of the Personal Lines Broker of the Year category at the UK Broker Awards 2025. The site also displays a five-star rating attributed to Feefo and Trustpilot reviews.

Brunel Insurance for People Ltd is regulated as an Appointed Representative of Brunel Insurance Brokers Ltd, registered in England and Wales under company number 7509771, with its registered office at The Crescent, Temple Back, Bristol BS1 6EZ. Brunel Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority under FCA number 556188.