Pulse Finance

Pulse Finance, an independent funder for invoice and trade finance

Pulse Finance Ltd is an independent funding provider based in Basingstoke, Hampshire, that works with businesses facing cashflow challenges. The company states it was established in 2010 and presents itself as a funding partner focused on helping clients access the capital needed to carry out their plans. Its activity centres on three products: Invoice Finance, Invoice Discounting and Trade Finance.

The firm describes its approach with three principles it summarises as fast, transparent and fair. On speed, it states that it can deliver solutions in as little as five days. On transparency, it says it supplies clients with the information they need so that there are no surprises and they remain in control. On fairness, it refers to a reputation for treating clients fairly across all aspects of the business relationship.

How the funding facilities work

Pulse Finance structures facilities around a company's sales ledger. According to the information provided, funding decisions are based on the strength of that ledger, and the funding line grows in line with the business up to £5 million, to be used as the client chooses. The company indicates that up to 90% of the value of outstanding invoices can be in the client's account within 24 hours.

Beyond the cash advance, the provider lists several related benefits:

• Payment of suppliers upfront, so the client can purchase goods when needed.
• Support to keep selling with the confidence that customer orders can be fulfilled.
• Management of credit control and the sales ledger by its teams, freeing the client's time.
• Credit checks on the client's customers, with the option to include debtor protection if a customer cannot pay.
• A dedicated account manager empowered to make decisions and give fast responses to queries.

The three financing solutions

Invoice Finance

Presented as a funding solution that improves cashflow and saves time, with the aim of enabling business growth.

Invoice Discounting

Described as a finance-only solution that provides an ongoing supply of working capital.

Trade Finance

Focused on funding the upfront purchase of finished goods and services, giving the client confidence to keep selling.

Clients and sectors reflected in the testimonials

The site collects comments from directors of client companies in several sectors. Among them are Pro-Marquee Crews (marquees), M-Con Construction, Alpha May Care First (care), Bob Kirkland Steeplejacks, Silos Facilities Management and DRS Recruitment. The themes repeated in these comments are the certainty of cashflow, the flexibility of the facility as sales revenue grows, the speed of implementation and the support of the assigned client or account manager. One testimonial, from Silos Facilities Management, mentions an ambition to grow income by 20% that year. These are individual statements from clients and not an assessment by the directory.

News and case work

The news section of the site includes a case study on ACrew4U, an international video, photography and TV production specialist that set a target of fivefold growth after a difficult trading period. It also publishes articles on invoice finance, including pieces on its benefits, how it works and the cost of the product, along with commentary on UK SME financing conditions and the political and budgetary context for British business. A press release dated 15 July 2026 announces the appointment of Matt Speed as Head of Sales. The company describes itself in that release as a specialist provider of Invoice Finance and Trade Finance facilities of up to £5 million.

Structure and registration

Pulse Finance Ltd operates from The Grosvenor, Basing View, Basingstoke, Hampshire. The company registration number quoted on the site is 08429955. The site also maintains a section aimed at introducers, separate from the information addressed to business clients.